Need an incentive to finally get organized? How about money? Of course getting organized will make you more productive at work or help you enjoy your life more at home but these days it’s all about “the Benjamins.” So because your time is money, here are just 10 simple ways you can make and save your money as you get out from under your clutter.

1. Sell your good quality, “gently” used and unwanted stuff. You can do this online such as on ebay, Amazon, Etsy, Craigslist or if you prefer a more personal approach, take it to a local consignment shop or hold a garage or yard sale.
2. Donate your stuff and get a tax deduction. Want to know how much your donated stuff is really worth? Check out Itsdeductible.com
3. Open your mail. You’ll be amazed when you find refund checks or other payments you overlooked. By doing so, you’ll avoid late fees or interest charges for unpaid or late bills.
4. Organize your paper piles.  By doing so you’ll probably find some unused gift cards or gift certificates. One client of mine discovered a stock certificate worth $5,000.
5. Organize your closet and find hidden money. It generally hides in places like your coat pockets, purses, between your sofa cushions and in those old pair of jeans you were planning to donate.
6. Organize your pantry and avoid wasting money on duplicate items.  This way you avoid having ten cans of diced tomatoes when you only need two.
7. Organize your kitchen so you can finally cook at home and avoid having to eat out or bring home expensive take-out food.
8. Host a swap party to give away things to friends and get things for free that you otherwise might have purchased.
9. Always ask yourself, “Do I really need this?”
10. Unpack that box! The one you’ve taken with you (and probably paid your movers for taking) each time you’ve moved.

Paper. No matter how much we hear about going paperless, it’s still a fact of life that paper in every form whether it be junk mail, supermarket coupons, business cards, magazine clippings, bills or receipts will continue to be part of our lives for the foreseeable future.

There are really only four ways you can manage the inflow of paper:

1. Stop it before it starts
2. Determine if you must act on it
3. Determine if you must or need to hold on to it (or really want to)
4. Toss it

Stopping it before it starts. This is akin to the prevention approach. Depending upon the type of paper you have, you may want to consider some of the following approaches
• Get off mailing lists. Contact the Direct Marketing Association at dmachoice.org
• Stop printing website pages from the Internet. Of if you must, only print those that are associated with a task or action you plan to take.
• Don’t take what you don’t need. Just because they hand it to you doesn’t mean you keep it. If your local supermarket hands you a coupon at the register, unless it’s an item you know you will buy don’t keep it and ask the cashier to dispose of it.
• Be a business card snob. Only take business cards for those people and organizations that you probably (not maybe) would do business with. If someone hands you their card that you know you will never refer to, politely decline by saying, “I know how valuable these are to you, please share it with someone who can benefit from your expertise.” Or a more direct approach, “Thank you for offering but in my effort to go paperless, please save this for someone else.”
• Stop clipping magazine and newspaper articles. Seriously, when was the last time you actually looked in that file and did something with that article? When you clip an article you are actually contracting for your own time. What is your time worth? With everything else you have to do, are you really going to make this recipe? Are you really going to going to invest in a marble countertop? It’s great to keep a single file or box of images that inspire you, but rather than keep every picture related to the hobby you think you plan to do “some day” – use the time instead to focus on ways you can actually do that hobby today!

For all other pieces of paper, you should ask yourself, “Is there a necessary action I need to take with this?” If so, then take the action and dispose of it or file it if you’ve been advised to when you’re done.

If there is no necessary action associated with that piece of paper, then you should be keeping it for one of the following reasons only:
1. You have been advised to by a financial professional. Examples would be your tax return or record of business expenses.
2. It would be difficult to replace such as a passport, birth certificate or deed.
3. It’s a record of where your money comes from and goes to such as an unpaid bill or a recent investment statement.
4. You know you will reference it again and probably more than once such as frequently called numbers, vendor information or mailing labels.
5. It has strong emotional value such as a cherished photograph or sentiment from a loved one AND would be dearly missed if lost.

Whatever is left over, according to to the National Association of Professional Organizers, there is an 80 percent chance you will probably never refer to it again except when you decide it’s time to purge your files.

This is the very definition of paper clutter. You keep it but it serves no purpose for you. If this is the case for you then ask yourself, “If this piece of paper were to disappear, what would it cost me in terms of lost time, money or information?” If the answer is nothing or probably nothing, then it’s time for the shred or recycle bin.

For more practical tips on organizing your life at home or at work, subscribe to Back On Track, the e-guide to organizing living from LET’S MAKE ROOM.

Spring. It’s that time of year when so many of us are inspired to clear out the old to make way for the new.  It’s more than just “Spring Cleaning.” It’s nesting!

Though the term is typically associated with preparing for childbirth, according to the World Dictionary,* nesting is defined as:

“The tendency to arrange one’s immediate surroundings, to create a place where one feels secure, comfortable, or in control”

There are several times in your life when you may find nesting helps express your personality and emotion:

• At the start of a new season
• When you’ve just moved to a new home
• When your (last) child living at home leaves for college
• In the weeks before undergoing a medical procedure
• During a career search
• While recovering from a loss, divorce or breakup
• Preparing for a loved one who is entering (or re-entering) your home

If you are feeling the urge to “nest,” here are a few simple tips to keep in mind that will help you achieve a greater sense of clarity and control.

1. Focus on one area at a time such as your office, cubicle or bedroom and resolve to finish the task even if it takes more than one session.
2. Start by clearing one surface space such as a desktop or even a bed. Having one clear space is a great motivator to keep you going and you’ll need it for the next step.
3. Sort like items into three piles Keep, Toss and Not Sure. The goal here is not to get stuck on the “Not Sures.”
4. Remove the items you no longer want or need by placing them in containers (bags or bins) for donating or recycling.
5. Identify the purpose of each “Not Sure” item and ask yourself, “Does this still serve me or enhance my life in some way?” If not, consider letting it go, donating it or re-purposing it as something you would probably use.
6. Assign a permanent home for the items you know you will keep and contain them with other like items especially if they are small to help you find them again.
7. Clean and/or dust areas as you go. Create a fresh space to resume the activity you do (or plan to do) in that space.
8. Enhance your newly organized space with something fresh or inspirational such as a vase of flowers, a piece of art work or a photograph you love to bring new life into the space.

When you’re done, go out and enjoy the beauty of Spring!

When you begin an organizing project, regardless of whether it’s your closet, garage, kitchen or another room in your home, it’s likely you will come across something that you can’t decide about letting go or keeping. Choosing not to decide or “deferred decision-making” is one of the leading causes of household clutter.

So how do you know what to keep (or toss) if you’re not sure what it’s worth to you?

Here’s an easy guide to help you make a decision you can live with.

Start by placing the object you are trying to decide about in front of you then ask yourself each of the five questions below, in the order they appear:

1. Do I love it? This means the item gives you a great deal of pleasure, you associate it with a happy memory or you enjoy having it in your life now.  If not, ask yourself:
2. Have I used this item recently or do I expect to use it again soon in its current condition? Not everything you own, you’ll love but some things are worth keeping because they still serve you in some way. If you don’t love it, it needs repairing and you haven’t used it recently, ask yourself:
3. Would keeping this item add value to my day-to-day life now? Perhaps this is an item you know you’ll need at a certain time of year or for a particular event or purpose such as for travel or for the Holidays.  If you can’t think of a way the item adds value to your life now, ask yourself:
4. If I didn’t have this, would I choose to replace it? If yes, keep it. Otherwise, ask yourself:
5. Could someone else benefit from this item in its current condition? If you answer yes, then it’s time for the item to find new life somewhere else.  Consider donating or if it’s worth your time, sell it. If not, then recycle it or dispose of it safely.

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