Photo by Erica Islas

It’s a new year. A fresh start.  “This is the year I will finally get organized!” You promised yourself you’d do it last year (and the year before).

Alas, it all feels too overwhelming. You don’t know where to start. You don’t have a plan in place. Deep down you know you can’t do it alone.

As a veteran professional organizer, move manager, personal coach and owner of LET’S MAKE ROOM, I know what keeps my clients  “stuck” in their clutter.

5 Tips To Finding Your Real Goal

TIP#1 – Stop setting “get organized” as your goal

That’s like saying, I want to exercise more. Really? What is it that you want from exercise?

To feel better, be more active, get your blood sugar under control? Or perhaps its train for a fitness event like a marathon?

Exercise, like organizing, is part of the process that gets you to your goals but it isn’t the goal itself.

TIP#2 – Set a goal that answers the question, “If everything is organized just the way I want, what would I be able to do that I can’t do now?

Imagine yourself sitting in the area you want organized. It could be your bedroom, your closet, your dining room, your office, or even your garage. What is it that you’d be able to do there that you can’t do now?

Sleep better? Get dressed quickly? Find what you need? Sit, eat, and perhaps even entertain at your dining room table? Pay your taxes on time? Easily pack for your family camping trip and know where to return everything when you return?

In other words, what does “get organized” get you? Make that your goal!

TIP#3 – Think about how you’ll  feel when you accomplish what you really want.  

You will feel more relaxed, less stressed, and energized. You will have more fun, enjoy your life, fight less with your spouse or kids, and spend more quality time with them or alone.

Imagine feeling calm when your home is tidy.  A tidy home not only creates the physical space to help you find what you need.  It also creates the room in your brain to think more clearly and be more mindful.

TIP#4 – Combine your answers to TIP #3 and TIP #4 into a new goal. Here are some examples:

• I want better quality sleep so I can feel more relaxed and less stressed.
• Find my clothes quickly and easily so I can feel less rushed in the morning
• Invite friends over to dinner so I can try out a new recipe, have fun with people I care about feel less isolated.
• Go on a camping trip with my family or friends and know I have everything I need ahead of time.
• Feel good giving away the things in my life that no longer serve me and make room for the things I truly love.

Notice, the word organize does not appear in either of these goals. It may be part of the process to get what you want. Or it may not.

Start with the real goal.  Then determine if organizing is part of the process. Is getting decluttered what’s needed? If so, how are you going to do it?

TIP#5 – Understand your talents and challenges and get help if you need it.

Not everyone has the brain neurons, skills, or training needed to organize their lives.

If you’ve tried getting organized year after year, there’s a good reason why you’re not succeeding. And it’s not because you’re lazy, stupid, or crazy!

When it’s time for help

Chronically disorganized people have underlying physical or emotional conditions. These can interfere with the ability to obtain or practice organizing skills.

Consider getting help. Too overwhelmed to do it yourself? Hire a Professional Organizer. Join a support group or a peer group facilitated by a professional organizer. My colleague Sherri Curley from The Practical Sort offers small virtual groups. Check her out!

If clutter is creating emotional stress or a safety hazard for you or a family member, consider professional help from a therapist or mental health agency offering services for those with hoarding disorders.

Consider hiring an organizing coach who specializes in working with those with ADHD.

Chronic disorganization has many causes. Examples include ADHD, unresolved grief, childhood trauma, depression, and anxiety. Growing up with others who were either exceedingly sloppy or tidy can also contribute to chronic disorganization.

Intellect and talent have nothing to do with being organized or disorganized

Some of the most brilliant people alive, and in history, such as artists, presidents, CEOs, musicians, and royalty are chronically disorganized.

Get started!

But let’s say your clutter is just a function of living in your home for 10, 20, or more years. Or you don’t have a lot of clutter, just some trouble spots you’d like to work on but you haven’t had the time to tackle it.

The same 5 tips apply. – Know what your end goal is first. To help, I’ve included a fill-in-the-blank sentence you can use to state your goal.

“I want my _________________________ (Living area, Storage area, Work area. Be specific) more organized so I will be able to _______________________. This is important to me because I will feel ________________________. 

Here are a couple of examples:

I want my whole home decluttered so I will be able to hire movers to pack and move me to my new home. This will enable me to sell my old home and know that I won’t experience the stress of moving that I’ve had many times before.

I want to organize and declutter our rarely used spare room into a home craft area so I can have space to work on the projects that I enjoy without cluttering up our dining room table anymore. This is important to me because I know I won’t have to rush to clear the dining table every time I want to eat or entertain. That will make me feel calmer and more excited about the prospect of having people over.

Happy New Year!

When I tell people I’m a professional organizer, they almost always ask, “is your house immaculate?”

In the early years of my career as a professional organizer, I dodged the question because I didn’t want others to think I wasn’t perfectly organized.

Over time I came to realize that there is no such thing.

When it comes to having a fulfilling, organized life, perfection will get in the way every time.   I don’t want to be model of perfection.   More importantly,  I don’t want my clients to expect that of themselves.

Having a home that you enjoy, where you can spend time relaxing, enjoying time with family and friends, pursuing your interests and taking care of the business of your life, is far more important than having a perfectly organized life. There is no such thing. Life is messy.

The question about how organized I am in real life prompted me to think about other truths  about my personal approach to organization.

So here are 13 confessions about me as professional organizer that may surprise you:

1. 1. My house is not organized perfectly. It’s tidy and I can generally, though not always, find what I’m looking for.  My home is not a Pinterest post or a cover of Architectural Digest.  My style is to organize for my real life, not a fantasy life that I could never achieve let alone maintain.
   2. I don’t have an opinion about what my clients keep, donate or toss. The only time I do care is when I see them make decisions that seem contrary to their goals.  In that case I will ask their permission to gently point it out.
   3. The papers I keep are contained in three places in my home. One is a small file box. Another is an old suitcase that belonged to my mother. The third is a single file drawer. My paper supplies are kept in a drawer and on a shelf.
   4. I rarely scan anything. The only exception when I need to scan or upload a document to share.

   5. If it’s not on my calendar, it doesn’t exist. I have no short term memory.

   6. I can’t fold a fitted sheet like Martha Stewart. (Believe me I’ve tried dozens of times).  However,  I can make it tidy in a linen closet.
   7. If it’s trash, I don’t feel bad about tossing it.  I do my best to donate or recycle it but the world is not set up yet for zero waste and that’s not my fault. I appreciate sites such as Stopwaste.org when I want to recycle something less typical.
   8. I don’t watch TV shows about organizing or hoarding.
   9. Not that there’s anything wrong with it, but I don’t decant into containers.  If you want everything in your kitchen, pantry or home to be labeled in pretty, matching ceramic containers, as organizers we are happy to do it.
   10. We don’t have a garage. The previous owners of our home took it down to put in another room. We use it as a TV and exercise area. It has a large storage cabinet we use for holiday supplies, camping, memorabilia, sporting goods and games. Behind it is where I store all my supplies for work. My car is parked in a driveway.
   11. I never liked the term “professional organizer.” Unfortunately they haven’t come up with anything better.
   12. My team organizes better than I do but I know what works and I am great at managing projects, people and getting things done.
   13. When I cook, my kitchen becomes a disaster. I am not an “organized cook.” I guess that’s because I’m focused on the food itself, not on the dish that didn’t get washed, the counter that didn’t get wiped or the container of cream that didn’t get put away. My husband is an incredibly organized cook.

Editor’s Note: Cara Lanz is a freelance writer, digital marketer, and self-proclaimed word nerd. She is also a god-send to me.  This month she is my guest blogger. When she isn’t creating digital content for clients across the country, she is blogging on MidwesternHomeLife, her own lifestyle website. She loves to share simple and (sometimes) healthy recipes, debt-free tips, and inspiration for creating a happy home in the heartland. You can find Cara at https://midwesternhomelife.com/. 

I knew I needed to declutter my dishes when it came down to a math problem I just couldn’t solve. I had two people in the house and a dinnerware cabinet brimming with — among other things — 21 dinner plates, 12 salad plates, 17 saucers, and 20 soup bowls. 

Now, in my defense, they were all matching– well, as matching as Fiestaware can be — and neatly organized. No haphazard piles or plastic containers shoved in there. So, on its face, it didn’t really appear as though I needed to declutter my dishes. 

But the math just didn’t work. Plus, I had other cabinets bursting at the seams with things I wanted to move into my dinnerware cabinet. 

How would I go about deciding what to keep and what to get rid of? 

Enter Lis McKinley, owner of LET’S MAKE ROOM. As an organizational expert, she’s helped hundreds of others figure this very thing out. 

But, I wondered: Would she finally be the one to pry my superfluous Fiestaware from my gripped fingers, or would I be the one and only person she has not been able to help? I really had no idea which way this was going to go. 

So we set up a Zoom meeting. 

My Virtual Organizing Call with Lis

When I first got on a call with Lis, I noticed two things right away. She’s warm and welcoming and made every crazy organizational dilemma I had seem like it was totally normal, and she’s heard it a million times. She’s also extremely decisive in that teacher kind of way that just made me want to do what she said because I knew she knew what she was talking about. 

She laid out our plan for exactly what we were going to do during our time together. She even had a clever acronym for her process: S.P.A.C.E. She gently took the time to explain what each of the steps meant and made sure I understood them. 

For the next hour, we: 

Sorted

Purged

Assigned

Contained

Equalized

Here’s what that looked like. 

Sort

To get started, I pulled all my dishes out of the cabinet and put them into like piles. Bowls with bowls, plates with plates. Not only did this help me to see with clarity exactly what I was dealing with, but it also gave me an empty cabinet, aka, a clean slate, to start all over again. 

Purge

The goal of purging was to make decisions about which items I wanted to keep, based on four criteria: Do I love them, want them, need them, or use them? We had really thoughtful conversations and she asked me things like, “If you saw that in a store, would you buy it again?” We also discussed how often we entertain, how many adults and kids, and which dishes we need to accommodate them. Then we pared down from there. It all made perfect sense. 

We also sifted through things that I knew just weren’t going to go back into the cupboard. These super fussy 2-part martini chiller/chilled appetizer glasses, for example. Also, some heirloom dishes that are pretty enough, but I’m just not using them. 

Assign

During the assign process, I had to find a home for everything. To figure that out, I had to think about where I would most likely look for things if I needed to use them. So a good amount of my dinnerware was assigned back to the cupboard. 

Those fussy 2-part glasses — and other things I’ll never use again — went straight into the “Donate” box. The heirloom dishes went into my “Ask Mom If She Wants Them Back” box. But that wasn’t the end of it. Lis made me pick a date when I would drop off the “Donate” items and send a pic to my mom of the items that were potentially going to boomerang back to her. So, now I was accountable. But, it was all on a timeline that I chose. 

Contain

Now it was time to put things back. Contain my pared-down dishes into the cupboard. But it wasn’t just, “Okay now put everything back.” Lis asked me to think about each item I was putting back and where it would be best to put it. We had discussions about things like, “Well, we really use these bowls more than those bowls,” and “I can’t reach those plates very well when the dishwasher is open.” So it was super strategic, and I could tell it was going to set me up for long-term success. 

Also, Lis knew one of my goals was to get rid of so much stuff in this cupboard that I could free up my entire top shelf, drop it down to a level I could actually reach, and transport items I use all the time from another hard-to-reach cupboard. So while Lis sat in the Zoom room, I hauled over a bar stool, climbed up on my counter, and dropped down that top shelf. Just like that, that cupboard became 33.33% more useful to me!

Equalize

During the equalize phase — this was the tidying up at the end of it all — I easily put things back where they belonged. Lis explained that the process of assigning and containing is what makes it possible to equalize, because I had already established a home for everything. 

I had a pile of plates and bowls that were going to be put away into my pantry for when I needed them for a large party. I had certain dishes I only use for my food blog that needed to go where those things live. At last, everything was where it should be. 

My Dishes, Decluttered

By the end of our hour and a half together, my cupboard was whittled down to a svelte 10 dinner plates, 10 salad plates, and 10 soup bowls. Zero saucers. Lots of room for everything we need, in the places that make the most sense. AND a completely empty shelf ready to take on the overflow when I use the S.P.A.C.E. method to clear out my next cupboard. 

Lis Golden McKinley, M.A.
Certified Professional Organizer
Owner, LET’S MAKE ROOM, LLC

It’s time. You’ve set aside the day, taken off work, brought in the garbage bags and the packing boxes. No more excuses. It’s you versus the clutter. This time you intend to win because you’ve decided to put your house up for sale.

The late comedian George Carlin used to say,

“Your house is just a place for your stuff. If you didn’t have so much G-D stuff, you wouldn’t need a house!?”

But what happens when your stuff is too connected to memories? Carlin joked no one wants that stuff either but guess what they do!

When I say stuff, I don’t only mean furniture and household items. I mean the sentimental stuff you’ve buried in your closet or shoved into the back of an attic or basement. Stuff like your son’s grade school artwork, even though he’s in college now. Grandpa’s set of World War II history books. The two crocheted baby blankets grandma made for your kids.

“Keep them for the grandkids!” You protest and back into the closet it goes. Except you have way too much in your closet already. So instead you pay hundreds of dollars a month to store stuff you can’t bear to part with at the local public storage.

That’s when it hits you. It’s not only your house you have to downsize, but your storage unit too.

Exasperated, you slump down in your arm chair and wonder, “how am I going to do this?” and pour yourself another glass of wine.

As Baby Boomers get older – and by the way, I’m one of them — they start thinking about their health and the desire to simplify their lives.

75% of people who want to downsize their lives say they can’t. The reason? They have too much stuff, according to research conducted by Kansas University.

The number one reason baby boomers can’t declutter is they are often sentimentally attached to what they own. There are just too many painful decisions that have to be made about what to keep or go. “No thanks,” they utter, “I’d rather have a root canal.”

The good news is you don’t have to throw the baby-doll out with the bathwater. Instead, you can actually feel good about letting go. Less regret, guilt or incurring the wrath of your family.

It is important to remember that not everything you are sentimental about has to go. Instead, the key is taking the time to curate your collection of sentimental items and giving away what you don’t want to the right people (or places).

Curating is about deciding what is going to be part of your permanent collection and what isn’t and where it can go. It also includes saying goodbye, with gratitude, to the things that have served out their purpose and forgiving yourself for doing the best you can to dispose of them responsibly.

As a Certified Professional Organizer and Move Manager based in Oakland, California, I have helped hundreds of clients achieve their own vision of a more simple and organized life for retirement.

Part of this process always involves making decisions about the items we most commonly get attached to: Books, clothing, photographs, sentimental cards and letters, memories – both ours and our kids.

When it’s time to curate these items, I find it useful to think about them in three ways:

• Say goodbye with gratitude
• Keep for my new life
• Give to others

Say goodbye with gratitude

This collection contains items that are damaged beyond repair or are not worth your time or money to repair.

You can appreciate what they were in their original form and know that their time has come to an end. Anything that still makes you sad to let go of, you can take a picture of. That way you will still have the memory of the item.

Keep for my new life

This collection contains your favorites. Items you love so much you would use or display again. The ones that you would remember and miss if they disappeared. Better yet, they are the ones that fit into your new, simplified lifestyle. These are the best of the best!

Give to others (or giving items new life elsewhere)

This collection contains both high quality and useable quality items you don’t want. They could be of a high enough quality you could sell or consign them, or special enough that you would prefer to give them to a particular person or organization. In other words your decision to let them go is contingent on them getting to the right recipient or organization. This collection also includes useable quality items that could be donated to charities such as Goodwill, Salvation Army or Out of the Closet

If they are not sellable but the recipient is important to you, do an online search by type in your area. For example “Senior center thrift shop near me.”  There’s a wonderful place in San Francisco called SCRAP that accepts donations of all types of craft and teaching materials (though they are closed temporarily due to Covid-19). Here are a few other examples of unique places to donate your higher quality items. (Due to Covid-19 some of these will be temporarily closed. Check before going.)

• Senior center thrift shop
• Church, school or charity auction
• Thrift shop for a charity you support such as cancer research
• Local animal shelter
• Children’s thrift shop for low income moms
• Re-use/repurpose non-profits

There are also online websites such as Nextdoor.com where you can post your unwanted items. Be careful not to post your personal information. Instead ask people to direct message you if they want your item.

Use “Say goodbye with gratitude,” “Keep for my new life” and “Give to others” with other types of sentimental items you have. Here are few tips for downsizing other sentimental household items:

Books
(If you are downsizing and you have an excess and need space)

First decide on the greatest number of bookshelves you will keep so you will know how much you need to downsize.

Keep books you still refer to or hold special memories or can’t find online.

Donate duplicate books, books you’ve never read, are not likely to read or don’t hold interest for you. Also donate books from a previous chapter of your life.  Someone is bound to appreciate them.  Take them to your local library or college. Most Goodwill stores will also accept books for donation but not text books.

Recycle any that have mold. Mold travels and will contaminate other books.

Sentimental Cards and Letters
(If you have more than will fit into a banker box or small suitcase)

These are often the hardest to let go. Keep the ones that express a personal sentiment to you, not a generic greeting. You can also photograph these and let the physical card go.

Toys and Childhood Memorabilia
(Yours or your adult children)

This is the stuff you’ve tossed in a “keep” box but never looked at except when you’ve moved. It could be anything from rocks you collected, to tickets stubs, to small medals you received as a kid to souvenirs from family trips.

They best represent the “memories” of your childhood. It’s likely none of it is valuable, unless it’s in its original packaging and in pristine condition. If you’re not sure, you can always check sites like Etsy or Ebay.

First sort those into two piles – usable quality and higher quality. As you come across anything that that you don’t want but are afraid of forgetting, take a picture of it! That way you will always have the memory.

If the items are small, you can display them in a large fishbowl, brandy snifter or inside a shadow box. I’ve seen these for just about out every imaginable collectible: medals, matchboxes, toy cars, record albums, sports memorabilia even old postcards.

Check out some “memorabilia storage” ideas on Pinterest or Etsy If you’re not up to this, ask someone in your family who has a talent for crafts or art to do it for you. What a perfect birthday or Christmas present!

If you wouldn’t pay to have the items repurposed into something new, chances are you don’t love it enough to keep it. You can always take a picture of it if you’re scared of losing the memory. If it’s a small quantity of items you are keeping, give them a home in a small treasure box. I always think of a the little cigar box the character Scout kept under her bed from the film version of To Kill a Mockingbird.

Giving away sentimental items to the right place or person is what makes it possible for you to let them go

Don’t use your kids as a reason to keep stuff that you don’t have room for in your new home. If possible, ask them to come and get it by a certain date. If they live far away or don’t care, let them know your plan to donate whatever is usable. Keep your favorites, the ones you consider “heirlooms” and limit them to no more than will fit into a small bin or box. Your kids won’t miss the rest and neither will you.

A final note about trash, landfill and forgiveness

It’s likely you will have to throw out more than you intended. Recycle as much as you can but accept the limitations of what is and is not recyclable in your community.

When you bought it 30 or 40 years ago, you weren’t thinking about whether it was recyclable. You needed it and it served its purpose. Again, dispose of it with gratitude. If it has to go to landfill, forgive yourself. Know that you have learned to be a more responsible citizen and consumer. Now you can enjoy and maintain your simple and spacious new life with the things you love the most.

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The answer? It’s not because you are a collector. It’s because you don’t know why you are collecting.

Having collections in and of itself does not make you disorganized. If that were true every museum and gallery in the world would be a cluttered mess.

It’s more likely your collections need to be reviewed for their personal relevance to you the same way a museum, gallery or boutique will display and collect their collections to fit their particular vision, style or mission.

Are you collecting items that have meaning to you or are you attached to them for another reason? If your mother passed, and you have everything she ever owned, how is that honoring her memory? How does that enhance your life? Is that a collection or just a collection of stuff?

There is no such thing as the clutter-police.

No one is going to come to you and say, “you can’t get rid of that!” unless you let them. If an heirloom was given to you, you are the owner of that decision. Not the person who gave it to you. Not even your spouse or your children. Just you.  If you don’t like something you were given, someone else will. I was given a gift of a cookbook from a friend but I know I will never use it. Instead I am giving it to someone who I know will love it.

You probably have more collectibles than you have room to store them.  Prioritize which of those collectibles you want on display or to use yourself. The rest are just things taking up space. Consider giving them new life somewhere else as a gift or donation.

Your decision about what and how much to store, will depend on your available space and of course how much value they have to you.

Outside or external storage is like buying a house just for your things! Is that worth it to you?

You can be both “a collector” and still suffer from chronic hoarding disorder, a mental health disorder in which an individual excessively saves items that the consensus among the general public would be to view as worthless or to such excess as to render their living space uninhabitable or non-functioning.

Assuming you do not fit the criteria for hoarding disorder, (people aren’t hoarders, they have hoarding disorder) there are several possible causes of why you are disorganized.

Here are the most typical barriers to organizing your collections:

1. Time. You perceive or believe you don’t have the time to get organized. You may have other more pressing or important priorities. Any organizing task, no matter how small requires some time investment. Even a minute can make a difference in how much time you spend tidying up your home. Spend a minute now, save hours later.  Take a moment now and think of all the things you could do if you just had one minute to do them. For example: Hang up a coat. Toss the junk mail. Empty the dish drying rack. Empty a trash can. Can you think of more? Getting organized is a habit not an event.
2. Space. You have more things than you have space for. It’s a simple equation to fix.   Less stuff = more space for what you love, use and collect. There’s no getting around it. If you moved from a three-bedroom home with a cluttered garage into a two bedroom condo with no garage, you will have more stuff than you have room for. Even if you have the same amount of square footage, you will still need storage. This would include both built in storage such as closets and cabinets, as well as furniture that is built for storage. In short, you have to be willing to edit and purge what you no longer love, want or use.
3. Mindset. Getting organized requires a large degree of logic, attention to detail, system thinking,  creativity, physical endurance, mental focus and to put it bluntly, a willingness to do it. Inertia, whether physical or emotional (caused by depression, anxiety or attention deficits) can be a huge impediment to getting and staying organized. Untreated mental or emotional issues can lead to other more serious conditions or risks. Consult with a physician or mental health provider about whether your own mindset may be interfering with your organizing goals. If you consider yourself “chronically” disorganized, check out the public resources available from The Institute for Chronic Disorganization
4. Strategies. Even with plenty of time, space and readiness, you will need to have a plan for how to tackle different types of clutter. Is it things you are trying to organize or paper?  In my work with clients I approach these two types of clutter very differently. Organizing things tends to be easier for most people because their value is easier to assess, practical and emotional.  People struggle more with paper out of fear and a lack of clarity about what to keep and what can be safely tossed. Explore the web or your library for tips on organizing from others and see what’s worked for them.
5. Purpose. The old expression if you don’t know where you’re going, you’ll never get there is true for organizing as well. Sometimes the goal is easy, such as clearing out a house to sell or decluttering a garage enough to fit a car. Most of the time the purpose is more intangible such as a desire to feel more peace and wellbeing or a desire to feel more comfortable having people over.  Ask yourself, “why do I want to do this?”
6. Scope. No matter how motivated you are, sometimes an organizing task is just too big to do alone or the urgency too great. That’s when it may be time to call in ‘the troops.’  Put the word out to (nonjudgemental) friends. Reach out to local organizers in your area. Do a Google search for “professional home organizer near me.” Post a help wanted ad at your local community college for help or ask other trusted professionals in your life for a referral to a professional organizer. You can also check out the National Association of Organizing and Productivity Professionals or the National Association of Senior Move Managers. Just enter your zip-code and it will list credentialed or qualified organizing professionals near you.

Getting organizing requires a compelling purpose. What’s yours?

• Just a desire to get organized is not enough to overcome the physical and emotional barriers that may keep you stuck in clutter.
• Resolve to let go of things that no longer have value for you, even if they once did or if they were given to you by a loved one or friend.
• Explore whether your mindset or other inhibiting conditions may be keeping you from meeting your goals.
• Finally, gather your tools or more specifically your strategies. Have a plan to know what you will do in different circumstances or with different types of items. Struggle with downsizing books? Google tips on “how to organize your library.” Need help organizing your massive amount of clothing? Google “Wardrobe editing decision tree.”

Now that you know where, why, how and when,  decide whether you can do it alone or if you need help. Either way, congratulate yourself for making the decision to make more room in your life for what matters most.

Need an incentive to finally get organized? How about money? Of course getting organized will make you more productive at work or help you enjoy your life more at home but these days it’s all about “the Benjamins.” So because your time is money, here are just 10 simple ways you can make and save your money as you get out from under your clutter.

1. Sell your good quality, “gently” used and unwanted stuff. You can do this online such as on ebay, Amazon, Etsy, Craigslist or if you prefer a more personal approach, take it to a local consignment shop or hold a garage or yard sale.
2. Donate your stuff and get a tax deduction. Want to know how much your donated stuff is really worth? Check out Itsdeductible.com
3. Open your mail. You’ll be amazed when you find refund checks or other payments you overlooked. By doing so, you’ll avoid late fees or interest charges for unpaid or late bills.
4. Organize your paper piles.  By doing so you’ll probably find some unused gift cards or gift certificates. One client of mine discovered a stock certificate worth $5,000.
5. Organize your closet and find hidden money. It generally hides in places like your coat pockets, purses, between your sofa cushions and in those old pair of jeans you were planning to donate.
6. Organize your pantry and avoid wasting money on duplicate items.  This way you avoid having ten cans of diced tomatoes when you only need two.
7. Organize your kitchen so you can finally cook at home and avoid having to eat out or bring home expensive take-out food.
8. Host a swap party to give away things to friends and get things for free that you otherwise might have purchased.
9. Always ask yourself, “Do I really need this?”
10. Unpack that box! The one you’ve taken with you (and probably paid your movers for taking) each time you’ve moved.