Archive for the ‘Baby Boomer’ Category

The Good, Bad and Ugly of Downsizing Your Home to Move

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First the good news.

After living in the same home for 35 years, you’ve decided to sell your house to move into a smaller home that better fits your plans for the future.

Now the bad news.

After living in the same home for 35 years, you’ve decided to sell your house to move into a smaller home but now you have to decide what you want to take with you to your new home and then figure out what to do with everything else.

Here’s the ugly truth.  You’ll have to get past the overwhelm if you want to make this happen. Action in the form of decisions is the best antidote. However, if you need help, consider hiring a professional organizer or move manager, especially if you are a senior or not as strong as you used to be.  Breaking your back or leg should not be a part of your moving plan.

Start by looking around. Every room in your home has surfaces, drawers, closets and cabinets containing – dare I say filled with – a lifetime of objects and memories – enjoyed, received, purchased, stored, used, never used, never discarded.

You suddenly think, what am I going to do with all this stuff? You wonder if anyone wants your ten year old sleeper sofa, the one you bought so your grandkids could sleep over but now those kids are in high school or college and they’ve moved to new cities.

You think about the china and the silver that you haven’t used in years and that your kids have outright told you, “thanks Mom but no thanks, I have no place to put it and and even if I did, we’d never use it. I can’t even put it in the dishwasher!”

You’re not alone. It’s a dilemma faced by millions of people retiring or nearing retirement, every year.

So what do you do?

Start by getting clear about why you are moving.

Perhaps, you’re going to be closer to your grandkids. Or, you’re leaving the suburbs, and selling the house that’s outgrown you to return to downtown so you can walk to the stores you love and be closer to things you enjoy.

Maybe you’re moving into a condo or a smaller one-story home so you don’t have to deal with three flights of stairs anymore.

Maybe you’re moving back to your hometown where the air is cleaner and life is simpler.

Whatever the reason, get a crystal clear picture of what your future could look like and how you’ll know you got there.

Picture yourself playing with your grandkids, sharing coffee with a friend or taking a walk down that old familiar road with your dog.

You’ll need to have this picture fixed in your mind. Why? Because getting downsized and organized to move, and then planning and executing the move can at times be a mind-numbing, physically taxing and even tedious process.  Add to that the time it takes to get unpacked, settled and adjusted to your new home, neighborhood or community.  It’s hard adjusting to your new life… even when it’s the one you chose to have!

Once you’ve prepared yourself mentally, it’s time to start making some big decisions. If you’ve already found a new home, that will make downsizing and planning for your move predictable since you’ll know ahead of time how much space you have to move into.

But let’s say you want to start downsizing now, even though you don’t know where you’re moving. You just know you want less in your life and to be free of the burden of all the stuff!

First, start with what you know. Decide and mark (with bright green or blue painter’s tape) the items in your house that you know, for certain, you are taking with you.  Make the labels as visible as possible. Go through room by room and “read the room” like you read a book, from left to right.  Mark each furniture item that takes up floor space from the left side of the door or entry way until you reach the right side of the door or entry way. Ignore the household items, just do furniture, large lamps and hung art work for now.

If you have an extremely cluttered room such as a garage or office or an old bedroom that has become a “dumping ground” for undecided items, don’t tackle these first. That’s like expecting to press a 500lb weight when you haven’t worked out in years. You’ll hurt yourself!

Build your decision-making muscles slowly. Instead, start with a reasonably uncluttered area and make decisions about items contained in these rooms first.

Sort usable items you don’t want and could be donated, from trash. Use white, tall kitchen plastic bags for soft items you no longer want like clothing, purses, and belts and “banker” or file storage size boxes for heavier or fragile items.  If possible, use boxes with cut out handles. It makes it easier to transport donated items to your car or to another part of your home for staging. Never use large boxes for donations. (Leave those for the movers).

Use tall paper lawn bags (available at most hardware stores) for recycling paper and heavyweight plastic bags for trash and non-usable or broken items. Get the trash out as soon as the bags are full to make space for your next task.  Seeing empty space is a great motivator!

Old blankets and linens can be donated to a local animal shelter. Used bed pillows are generally not donate-able and should be trashed unless your city (few do) offers a fabric recycling program.

Moving is probably the only time when you will finally look at the paper you have been saving.

Don’t even think about tackling paper until you’ve first downsized your household items. If you do have a large quantity of paper – several file cabinets worth — consider the fact that 80% of what most people keep they never look at again.

If possible peruse your cabinets by file, not by document. If you’re concerned you may accidentally toss something confidential, err on the side of placing the entire file in a file-storage sized box marked “shred.” Set all your “shred” boxes aside and either arrange for them to be picked up by a local shredding company or you can search “free shredding events near me” online.  Insurance agents and banks often sponsor free, public shredding events, for promotional purposes.

Time will determine just how and where your unwanted items get disbursed. In other words, the longer lead time you have, the more thoughtful you can be about where your discarded items end up.

If you’ve lived in your home for more than ten years, expect to pay for hauling or trash removal. Take advantage of your local waste management company’s free bulky item pick-up service if available but keep in mind you may still have to pay someone to help you get large and heavy items such as old appliances, mattresses and un-donateable furniture to your curb for pick up.

Save your back! Take advantage of whatever charities in your area offer truck pick-up but keep in mind you may have to book up to several weeks in advance and what is taken is always at the driver’s discretion. Check out DonationTown.org to schedule a truck pick up in your area.

Most household items will be accepted but furniture is more difficult to donate unless it’s collectible or in demand (e.g., mid-century modern) in good condition and less than 5 years old. If you have time, you can try posting items on free web-based sites such as Craigslist, Nextdoor, Facebook Marketplace, Freecycle.org, LetGo etc. Check to see if there is a “free stuff” group on your favorite social media site, if you use one, such as Facebook or Instagram.

There are also services like MaxSold which is an online auction site that will provide local help to get almost all your household items sold at below-market prices and picked up in a day or two.

The biggest advantage of selling or donating your large furniture is you don’t have to pay to have these items moved.  Add to that,  they are being purchased, presumably, by someone who wants them. The disadvantage is that you will have to be okay with prospective buyers coming to your home but you can either be there or agree to have representatives manage the sale for you.

Once your house is emptied of all sold and donated items as well as debris, your move will be much simpler. Contact one or two reputable movers in your area to get onsite estimates for packing, moving and insuring your move.

If possible, take advantage of their packing services, at least for your high value and fragile items,  especially if you are moving out of state or more than 50 miles away. It’s well worth the added expense since it’s less likely things will arrive damaged if packed professionally. In the event that something does break, the liability rests with the movers, not you, and therefore you can file a claim with your mover’s insurance company or your own homeowners insurance if they cover your move.

After your items are moved, you can now turn the house over to your real estate agent to reap the most value from your home’s sale and begin living out the the vision you imagined!  Chances are, it will be even better than you expected.

 

3 questions that will guarantee you’ll be organized

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  1. If everything in your home was organized – easy to find, orderly, containing only what you love and use the most –  what would you do that you can’t do now?

  2. In what ways would you feel different then you do now?

  3. What impact would it have on you and those around you?

Your answers to these questions are the most important part of getting organized. Why? Because getting organized is not a goal, it’s a process, a method, a system for achieving something important to you.  It’s not enough to say, “I want to be more organized,” if you don’t know why.

Whenever I meet with clients for the first time I ask them these three questions. This is because getting organized is hard work! If you don’t have a compelling reason to tackle the physical, mental and emotional tasks often associated with organizing your home’s contents, you will lose focus, motivation and you’ll end up back where you started or worse.

Stop thinking and start doing

Here’s an easy way to get started and break the cycle of procrastination:

  1. Decide about an area of your home you wish were more organized. Is it your office? Your garage? Your kitchen? Your bedroom?
  2. Write down the one room that most interferes with your day to day life now and why!
    Are you feeling an overwhelming sense of stress because your office is a mess? Does your garage make you cringe every time you pass through it? Are you finding it more and more difficult to prepare a meal in your own kitchen?  Decide which area is bugging you the most and write it down.
  3. The most disorganized room in my home that is making my day-to-day life more stressful is ________________.
  4. Close your eyes and imagine that room completely organized. You know exactly where everything is and it’s easy to find. It contains only what you love and use the most. It is clean, tidy and orderly. What’s more, you have systems in place for keeping it that way.
  5. Fill in the blanks to these three questions:
    1. If my ____________ was organized I would be able to ____________.
    2. This would make me feel _________________.
    3. As a result, I could  _______________ for myself and the people I care about.

How it might look to you

You thought about your home and the area you wish were more organized is your kitchen.

Maybe your kitchen has too much clutter on every surface. The floors, table, counters. You’ve lost control of it and now cooking a meal for yourself or your family is challenging if not impossible.

You’re spending too much on take-out meals as a result and you’re worried about your health and your family’s health, not to mention your finances.

You can never find what you need when you need it so you end up buying more of what you may already have.

You are feeling an unacceptable level of stress and you may even be fighting with your family or others you live with as a result.

You work full time or are taking care of others and are exhausted at the end of the day and the last thing you want to spend your time doing is cleaning.

Sound familiar?

Now imagine your kitchen has undergone a miraculous organizing makeover.

You know exactly what you have and everyone in your family knows where to find what they need and where to put it back when they are done.

Opening your cabinets, cupboards and pantry makes you happy because the things you use and love the most are organized and visible or labeled.

You can now cook and prepare food in your kitchen with pleasure. You enjoy relaxing in your kitchen with a hot cup of coffee or tea.

You can invite friends over or your family can sit around the kitchen table and have a meal together. This makes you feel happy, connected, free, light, and more available to yourself and others.

You spend less time in the kitchen so you are able to get to work on time, or spend more time enjoying what you love to do including spending more quality time with your friends or family.

Never make “get organized” or “be more organized” the goal in itself. It sounds nice but unless you have an overwhelming and compelling reason to do so, it probably won’t happen. Instead focus on what an organized space, room or house would give you that you don’t have now.

Recognize when you need help

Many home organizing projects can be as labor intensive as a home remodel. Unless you are a contractor, I doubt you would remodel your own kitchen!  Know when it’s time to hire a professional:

  • When the project is too big to handle alone (hint: if you’ve procrastinated or attempted, only to turn away from it once again)
  • If you have physical, emotional or mental limitations that would prevent you from managing the job alone
  • If you just don’t have the time to do it alone but want to get it done.
  • If you are on tight deadline from an impending move, remodel or you need to put your house on the market

Know your WIIFM – What’s In It For Me – your overwhelming and compelling reason for getting organized. It is the most important part of your plan. Make this, and not “get more organized” your resolution for next year, and you will probably be successful.

 

Clearing A House to Sell

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There is a voyeur in all of us when it comes to other people’s homes and the amount of “clutter” they keep. Think of shows like “Hoarder’s” and “Buried Alive.”  We look at other’s lives and ask, “are we as bad or better than that?”

Last week I started a house clear-out. It took six crew working five solid days to go through each individual item in every room, closet, cabinet, drawer, cupboard and shelf, to decide whether or not it could be sold, donated, recycled, trashed or hauled.

The items were then physically grouped into these categories with the marketable items going to an estate seller; The good quality, used items that wouldn’t sell, going to various charities; The paper, recyclable plastics and glass bottles going to the recycling facility, and; the trash getting hauled both privately and through a city sponsored bulk pick-up program. The project required many hours of planning, coordination and execution.

If you’ve ever wondered why you can’t clear the clutter from your home? This could be the reason. It takes a village!

You won’t see the “after” pictures. Not yet. But despite what it may seem, this is not a house belonging to a “hoarder.” This is not someone who secretly acquires items and has a compulsive need to save them, regardless of their value.

This is not the result of an individual who has a problem letting things go any more than the rest of us.

Instead this house, was once owned and inhabited by a family – a mother, father and child. Where friends and relatives came to visit, to celebrate, eat and grieve together. Where the parents grew up in an era where everything was saved since since there was a scarcity of practically everything when they were children. (Old habits die hard and often get passed down).

When that child grew up she got married and moved down the street and her parents got older and eventually needed care, and little by little things started to pile up. Little by little things couldn’t get done because there were much bigger things that needed doing and she was the only one doing them. Little by little the child, now an adult, had to take care of the family business, first with her mother, and finally alone. Then she lost her husband and she was completely alone.

She is older now, strong in mind but less so physically. Sometimes she sought solace in things, things to help her feel better, happier, pretty, less alone.  who amongst us hasn’t? And little by little it got worse.

This could happen to anyone, you, me, your neighbors down the street who’s house from the outside looks so tidy and neat.

So the next time you think, oh I’m not like that! Or how could she/he/they let that happen? You may want to count your blessings that life has been kinder to you.

 

 

Downsize your way to a stress-free move.

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Planning to move this Summer? Don’t pack a box until you read this.

Moving is the perfect opportunity to assess whether or not you need to downsize your home’s contents so that you don’t end up spending the time and money to move, insure and unpack items you don’t really want. There are so many great reasons to downsize. Here are some of my favorites:

  1. You’ll sell your old home faster. An uncluttered home is massively appealing to home buyers. Nowadays, real estate agents won’t even consider listing your home until it’s cleared of all your personal belongings.
  2. It’s safer. The less clutter on surfaces, stairs, floors or near electric or gas appliances, the better. So even if you’re not moving this alone is one great reason to downsize.
  3. You’re the one in charge! You get to decide what stays and what goes and if you give yourself enough time, you won’t be making those decisions under pressure.
  4. You can preserve memories. It’s easier to find the irreplaceable things in your life when you can easily find them.
  5. Less stress. You will feel the peace of mind that comes from living an uncluttered life, surrounded by the people and things you enjoy the most
  6. Save money. The less you move, the less it costs.

What to take, what to sell, what to donate

Not sure what you’ll take with you?  That’s okay, you probably have a lot you don’t want now. Start to downsize well before you move and you get to decide what goes — nobody pressuring you!  Best of all, you won’t make hasty decisions in the days leading up to your move that you may regret later.

If you have items you plan to sell such as good quality furniture, jewelry, luxury brand clothing or valuable artwork, you will first need to determine whether these items are in demand. Check out both local estate sellers and consignment services as well as online estate services that can consign or buy your items outright. One easy way to do this is to send them a few photos. It’s free and you’ll know pretty quickly what they may be worth.  One word of caution, don’t expect the value to equal what you paid for an item or what you “think” it’s worth.  If the item has value, they too will want to make a profit so they will never buy it for what it’s worth from an insurance standpoint.

Want to keep it simple and easy? In the San Francisco Bay Area there are services such as Remoovit.com that will literally take everything you don’t want and haul it away for one flat fee. Anything they can sell, they will and you will get fifty percent of the final sale price. Whatever can not be sold, will be donated or recycled. Remoovit once sold a rusty old “banana seat” bicycle belonging to one of my clients for $1,200. She got half of that which paid for the hauling of everything else!  You pay by the truck load (or fraction thereof). It’s a one-stop service for those who need their homes to be emptied quickly but don’t want to simply give away items that may have market value.

Where do I start?

Not sure where to start? Begin with whatever area of your home you’ve been wanting to tackle but just haven’t had a good enough reason. Now you do. You’re moving and you want to surround yourself with the things that you love and use most. This doesn’t mean everything else goes in the trash. On the contrary, it’s likely you have usable items that somebody else wants (any may even pay for!) including family, friends, neighbors and members of your community.

Set aside one area of your home where you will sort and label as you go. A dining room is a good place for this as it’s less likely you will be entertaining at home in the weeks leading up to your move. Otherwise, pick an area that you occupy less frequently such as a guest room.  Here are some other helpful tools you will need:

  • A folding table or work surface for sorting (if not in your dining room).
  • Supply of large, plastic yard bags for donating soft goods such as clothing, purses, accessories, good quality linens, outerwear. Keep in mind most charities will not accept bed pillows, bedding, or old linens. Old towels may be donated to local animal shelters.
  • Small moving or packing boxes, preferably ones with handles. Use these to donate home decor, small household items, kitchen tools and other hard-edged items.
  • Blue or green painter’s tape to label furniture, framed art work, lamps and other large items you no longer want.
  • A couple of black “sharpie” markers to use with the painter’s tape to label boxes, bags and unwanted items.
  • A glass or bottle of water (you’ll want to stay hydrated as you work!)

If you are lucky to have family nearby, especially strong children or grandchildren, ask them to load items in your car you wish to transport yourself or ask them to take them for you. Otherwise, you can count on the help of the charities that will pick up your items by truck.

Make a list of your preferred charities that accept household goods. Be sure they are available before you move. Many charities book 2-3 weeks in advance.

Don’t forget your local church bazaar, senior center and friends of the library. There may also be a veteran’s group in your area that will pick up your donated goods. Animal shelters and your local veterinarian are always in need of clean, old towels.  Women’s shelters can use your unused, unopened toiletries. (Think of all those unopened hotel shampoos and body lotions you’ve collected over the years.) Local hospice stores, or other charities that operate re-sell or “thrift” stores are a great way to donate.  Not sure where to donate clothing? Ask your local consignment store. They are usually a wealth of information. Lastly you will be grateful for the help of charities that do truck pick up. Not sure which ones serve your area? Do a Google search, “charities that do truck pick up near me.

Helpful Tips for Downsizing

  1. Start early. Don’t wait until a week before you move. Give yourself at least a month or more so you don’t have to make decisions under pressure.
  2. Focus on one room at a time. This way you will see progress and stay motivated.
  3. Don’t buy more!  Now is not the time time to go clothes shopping or re-stock your pantry. Use up what you have.
  4. Segregate your paper. Don’t attempt to “go through” your files until you’ve downsized your other household goods. Instead, contain all your paper files in banker boxes and use the days leading up to the move to determine what you need to keep.
  5. Use painters tape (not sticky notes – they fall off) to label items for donation
  6. Save your back. Use charities that offer truck pick up to take your boxed and bagged items as well as your donated furniture

When to ask for help

  • If you are feeling overwhelmed by the whole process and know you can’t do this alone or are worried you would be overwhelmed by the memories and emotions often associated with large-scale downsizing
  • If you are working full time or traveling a lot and know you could use some help to make the process go faster
  • If you are far away from family or friends and need help with the physical work of sorting and transporting items for you
  • If you have physical limitations or just don’t have the endurance to deal with it yourself.  This is especially true if you are clearing out large storage areas such as basements, garages and storage sheds.

How to downsize your home without losing your mind

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You’ve lived in your home for 25 years or more. Perhaps you raised your kids there. Maybe it was your parents’ home before it was yours. It contains the memories of your life, your children’s lives, your families lives, the life you had with a spouse.

Every item in your home reflects something about you and the people you love most. Now the time has come, by choice or circumstance, to empty your home of all the memories so you can continue to live, more simply, perhaps more frugally, without the burdens home-ownership brings in later life. Now the real work begins.

As a professional organizer specializing in helping people just like you make this transition, I’m here to tell you it can be done. It seems overwhelming, impossible sometimes, but I have never, ever had a client not move on with their lives, as they planned. Is it easy? No. Is it stressful? Yes. There are few things harder in life than moving, except losing a loved one, and in some respects moving can feel just as painful, especially because it’s our memories we are leaving behind, not just our stuff.

This is why it is so, so important to know and constantly remind yourself why you are making this move in the first place.

Are you protecting your financial future?
Are you needing a simpler life?
Do you want to release yourself of the burden of taking care of a home that may be too big for you now?
When all is said and done, how will you know that you got there?

Take a moment and picture yourself done. You’ve moved.

You’re in your new home or your new community. What are you doing? Who are you with? How are you feeling? Are you enjoying the view outside your new home? Are you with family or friends you wanted to be closer to? Are you taking a walk in the neighborhood you knew would make you happy? Are you enjoying a new activity your move has made possible? Whatever the image is, picture it and keep that picture close to your heart.

Get as crystal clear as you can about this picture. You will need it to spur you on to keep moving when the chaos, albeit temporary, of moving is at its height and you find yourself wondering if you’ve done the right thing. I’m here to tell you, to reassure you. You have.

Memories are what make life rich and meaningful but so is living in the present moment. It is often the things or stuff of our lives that trigger those memories. We ask ourselves,”If I get rid of this or that will I lose the memory?” Yes, you may but not necessarily. Life is about creating new memories. If we had to remember everything that happened to us at every moment of our lives, a condition called hyperthymesia,  you would be exhausted from the constant burden of non-stop, uncontrollable, stream of memories.  Essentially you would be unable to live in the present.

When you are downsizing, it’s important to remember your future just as much as your past.

 

 

When life strays from your to-do list

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Sometimes, with all good intentions, your to-do list will just be one more thing to add to your to-do list.

Today, with all good intentions, I had a plan to get mine done. Even a professional organizer who considers herself pretty good when it comes to managing her time can get thrown for a loop.

In between appointments, while out giving my dog a quick walk in our neighborhood, I heard a child yell out to me, “hey, is that your dog?” pointing to a small scruffy little dark-grey pooch across the street. My heart sunk. “No,” I said, “this is my dog.” pointing to my Chihuahua safely in my control, on her leash.

For a moment I could hear the voice in my head say, you could help this dog, assuage the look of concern on this child’s face or tell the kid sorry, it’s not my dog, and simply walk away.

“What’s your name,”I asked the little boy as we tried together to corral the scruffy little pooch close enough to us to see if he had a collar. He did not of course.  “Ricky,” he said wearing an oversized Oakland raiders shirt and a du-rag on his head.

Alas, I knew what I was going to do.

Together we started calling the non-emergency police lines on our cell phones as well as the local animal services. To our frustration we just got stuck in a voicemail loop, each location instructing us to call the other.  I reassured him that I would do what I could. He looked worried.

In the meantime, I was taking photos of doggie and getting them posted to Nextdoor, a neighborhood social networking site, while waiting (in vein as it turned out) for a live person to answer Oakland’s non-emergency police phone line. I knew I had appointment in an hour and a long list of other items I had to get done and was trying to figure out in a split second how I would get this dog to a shelter in time for my appointment.  I told Ricky I would take the dog around the corner to my house since it was obvious there was nothing more he could do and his grandmother, he said, couldn’t take the dog.

Fortunately, my husband, the child of parents who used to keep a statue of St. Francis of Assisi, the patron saint of animals, in their backyard,  was on his way home. When he drove up to our house, I persuaded him to take the little guy – the dog, not the kid –  to the local animal services shelter.

He handed me the chicken breasts he’d picked up at the store for dinner on his way home and I handed him the stray dog. Between us we struggled for a bit to get this sweet, albeit terrified dog into his car, coaxing him with treats.

After my husband drove off, I went back around the corner to tell little Ricky that the dog was okay and was safely at the local shelter. He seemed relieved but also unimpressed, as if this kind of thing happened to him all the time. He looked at me for a moment and I thought he was going to say thank you. Instead he asked,  “do you know if there’s a Chinese restaurant near here?”  The question took me by surprise. He had clearly moved on.

My husband arrived home. No microchip he told me. Well at least this sweet dog wasn’t running around the street anymore.

So much for getting to my to-do list.

The best gifts to get the pack rat in your life

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The last thing that special person in your life needs, who also happens to be challenged by too much stuff, is more stuff.

Some people have too many useless or long forgotten objects to fill up a void in their lives, especially if they live alone. Others hold on to things to hold on to memories. There are also those who keep things for their potential use. Unfortunately these things rarely if ever get used. Fear of loss or pain is another reason people keep things they don’t really need.

Instead of buying one more thing, here’s a list of my favorite gifts for that special “collector” in your life. The best part of these gifts is they involve spending time with you! Because if you are reading this, you are probably pretty special too.

  1. A personalized gift certificate from you for a special experience or outing you could enjoy together.
  2. Gift card to their favorite restaurant.
  3. Tickets to a concert or an event.
  4. Gift certificate for a consultation with a professional organizer. Be sensitive with this one. Do it only if you know them well and you have asked them if they would like some expert advice.
  5. A month’s subscription to their favorite entertainment streaming service.
  6. Membership to a local health club.
  7. Gift certificate for a class they’ve been talking about taking.
  8. Tickets to a local tourist or holiday attraction and offer to go with them.
  9. A trial membership for a healthy food delivery service.
  10. Have a favorite photo or piece of art, professionally framed for them. It won’t add to their clutter and it will remind them of you and something or someone they love.

Wishing you a joyous, peaceful and organized holiday season.

Is fear holding you back from getting organized?

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Every so often I have to declutter something in my home.

I don’t want to lose touch with what my clients experience and I like what it does for my peace of mind. It frees me of some amorphous burden I sometimes experience in other parts of my life. It’s like a form of exercise or meditation for stress relief.

Today’s lesson is brought to you by hair conditioner.

You see, I have very thick, wavy hair that gets tangled easily if I don’t use some kind of detangler or conditioner. Years ago, maybe once when I was a child, I was washing my hair and I’d run out of detangler. The next thing I knew, my mother was doing her best to detangle my matted mess and causing me much pain and anguish in the process.

I never thought about it until today but while I was decluttering my bathroom and utility cabinets I noticed I had a lot of hair conditioner. Even more striking however was how much I resisted letting it go, even though I wanted to declutter. I thought, “How many bottles of hair conditioner do I really need?”

In fact, I thought about all the rationale questions I ask my clients:

“If it disappeared could it easily be replaced? YES.”

“Do I love this particular bottle? NO.”

“Did I have enough already? ABSOLUTELY!”

So when it came down to really examining my own resistance to letting go of an abundance of hair conditioner, I had to trace it back to that moment of pain.  I never wanted to be caught without it again. “Doing so,” my brain told me, “would surely lead to pain and suffering.

In California recently, thousands of people have lost their homes to wildfires. I know from my experience as a professional organizer and from friends who have lost their homes in fires, that going through extreme trauma and loss can be devastating.  The recovery process is long, complicated and fraught with real fears of attachment and letting go.

I once had a client who had survived the loss of two homes through fire. Her collection of emergency supplies could fill a small garage.

Fear, I’ve learned, doesn’t have to come from a big trauma.  It can come from small events too.

Fear lives in your body and your psyche for a long time. Fear of loss, fear of change, fear of re-experiencing pain. Fear is such a strong and powerful emotion, it doesn’t matter how much time goes by or even what caused it in the first place; It continues to rule our behaviors and our habits.

So what can you do when you notice fear ruling you at a time when you need to feel strong?

Let’s say you need to downsize your home because you are moving to a smaller space. When it comes to doing the simplest decluttering, pay attention when you see yourself holding on to something for apparently no obvious reason. Notice what emotions come up.

Ask yourself,”what does this item remind me of?” Don’t minimize it, no matter how silly it may seem. If a memory gets triggered, allow yourself to review it.

  • What in that memory may be getting in the way of your home organizing goals?
  • Is it a fact that whatever you remember will or could happen again?
  • Is it probable? If it did, how would you cope?

Imagine letting go of the item and see what comes up and what you would do if it happened.

There is amazing information in our brains that can help with not just the act of organizing or decluttering but can also give us insight into ourselves to help us heal from our biggest traumas or even small ones.  The pain is real.

The question is can you control how you react to it now? Doing so will empower you to take control of the fear.

Once you can objectively examine the real benefit of getting to where you want to go, you will realize the real price is holding onto an old fear when you no longer need to be afraid or even better, when you know you’ve survived.

I can throw out that old hair conditioner now.

Give Mom what she really wants! Less paper clutter, more family time

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This year, why not give your Mom what she really wants for Mother’s day.

More time to spend with her family, and less time to feel overwhelmed by her clutter, especially all that paper!

Here’s what you can do:  Suggest to Mom that you’d like to give her the gift of organization so she can feel more in control of her life and less stressed by all the paper clutter in her home.  You can help her yourself or better yet, hire a Certified Professional Organizer, who can quickly identify and sort all it all.  Once sorted, you can purge what’s no longer needed and contain what’s left either in labeled paper or digital files according to your mother’s preference and ability.

If you decide to do this yourself, make it a time not just to plow through those piles but also to share the memories with Mom.  Whatever you do though, don’t chastise Mom for keeping everything. No one was born with an “organizing gene” and the rules around paper have changed considerably since she was young, especially now that we are in a digital age though she may not be.

Most of what we keep, as much as 80% according to several studies, we never refer to again. Old bills, especially utility bills, make up the bulk of what I’ve seen the most of when helping my clients tame their paper piles.

I’ve seen floors literally buckle under the weight of boxes upon boxes of retained paper.

Even if all the paper in these boxes were accidentally tossed the chances of needing anything in them is statistically small. That being said, there is always a chance that those boxes contain confidential information so to protect your Mom’s identity I recommend you arrange to have it picked up by a residential document destruction company in your area.

Shredding these papers protects your Mom from others using her confidential information fraudulently.  If you chose to to this yourself, be especially mindful when you are tossing documents containing the following:

  • Social Security Number (in full)
  • Credit Card Account Number (in full)
  • Driver’s License Number (in full)
  • Medical Record Number (in full)
  • Account Number (in full)

In recent years the practice of including full account numbers has changed to protect individual identities but that has not always been the case. If your Mom has kept documents for more than 10-15 years, it’s possible some contain this type of confidential information.  Note however, documents that contain just a name, address and phone number are part of public record (remember old phone books?) and nothing can be done with this information alone so it’s safe to recycle these.

To get started, you will need a cardboard or plastic box labeled “SHRED”  to contain documents for destruction. You will also need a supply of paper bags or boxes labeled “RECYCLE”  and a smaller receptacle for “TRASH” such as the plastic that contains magazines and other junk mail.  Lastly, you will also need a work surface. If table space is scarce, use a folding table or large ironing board if available. Use a “sharpie” for labeling if needed.

These record retention and destruction recommendations are general best practices and not intended to replace the advice for you or your Mother’s specific situation, especially if she is ill, disabled, or in dispute with the IRS.  In these cases, consult with your tax preparer or another legal professional.

SORT

To get you started, start with whatever loose paper is most visible on surfaces, tables, desks or the floor. Open all mail and sort all items, including individual files and documents into the following 5 categories:

  1. Financial
  2. Medical
  3. Legal
  4. Home
  5. Personal

Financial includes: old and unpaid bills, store receipts paid in cash (if you are tracking your mother’s cash expenditures), bank statements, investment statements, tax returns, pension documents, social security information

Medical includes: Medical history, prescription records, explanations of benefits, prescription receipts,  and health insurance and/or Medicare documents specific to your Mom

Legal includes: Life insurance policies, veteran records, estate planning documents such as wills, trusts, power of attorney, health proxies or living wills, birth, adoption, marriage and death certificates

Home includes: Property insurance records such as home and auto, mortgage records including records of satisfied mortgages, appliance warrenties

Personal includes: Educational and work history, cards, letters and other correspondence, general reference such as “project” or “idea” files.  Binders that contain old training material, photographs,  professional or published papers written or contributed to by your Mom and anything of a personal nature that could not be replaced if lost.

PURGE

As you do this you can toss the following: empty mailing envelopes, obvious junk mail, expired coupons, store receipts paid by by credit or debit card and old user guides or warranty information for products or appliances no longer owned.  Keeping a focus on sorting will make purging later go that much faster.

Next purge (shred or recycle) the following from each of the five piles:

  • Financial: Old paid bills, store receipts for low value items, checks from closed accounts, investment statements except current month or quarter, tax returns from more than seven years ago. ATM receipts – unless tracking cash withdrawals
  • Medical: Outdated medical information, explanations of benefits, receipts for prescriptions paid by insurance, any documents not specific to your Mom such as marketing and general information
  • Legal: Cancelled life insurance policies, cancelled or expired contracts
  • Home: Cancelled insurance policies, repair records for cars no longer owned, mortgage bills already paid, any reference material not referred to in over a year or that can easily be found elsewhere or online. Anything printed off the internet.
  • Personal: Any personal reference material that has not been referred to in over a year (such as old recipes, remodel ideas, maps, wellness or hobby information, old magazines, binders containing old training material, greeting cards signed by unknown people, out-dated resumes, any document that can be easily found online.  Children’s school records and drawings if not displayed. Take a digital photo instead. Personal papers such as these will most likely take up the bulk of your Mom’s paper files.

KEEP and CONTAIN (either file or scan)  

Use this as a guide for setting up your paper or or electronic file system

FINANCIAL RECORDS

  • Tax returns and current tax information including receipts used for deductions for future tax returns
  • Bank statements and investment statements by account name and last 4 digits of account number – most recent three months unless your Mom will be applying for assistance under Medicaid or MediCal. In this case she will need the last 5 years of bank statements.
  • Credit card statements by account name and last 4 digits of account number – last three months only
  • Life insurance by policy name – keep while active
  • Social security account information
  • Pension documents

MEDICAL RECORDS

  • Records of health history, prescriptions taken and major conditions
  • Lists of physicians, specialists and other providers seen or consulted with
  • Insurance/Medicare/MediCaid account information

LEGAL RECORDS

  • Estate planning documents (birth, adoption, marriage, death certificates)
  • Heath proxies, power of attorney documents
  • Veteran records
  • Records of satisfied contracts or any current contracts

HOME RECORDS

  • Mortgage documents for current home
  • Records of recently paid household bills (less than one year) – if possible, set up auto pay and have bills issued paperlessly via email.
  • Records of property insurance (home, auto, other assets)
  • Warranties, appraisals or certificates for high value items (value greater than $100 per pound)

PERSONAL RECORDS

  • School transcripts/Official records such as diplomas
  • Records of work history (most current)
  • Cards, letters and other correspondence if it has historical or resale value (emotional value is optional)
  • Professional, written or published work if it has historic importance to the general public or a particular industry for archiving purposes
  • Anything that could not be easily replaced with strong emotional value

TO-DO or ACTION Paper

Finally, identify any documents that require some kind of ACTION or to-dos that your mother feels are worth her time such as bills to be paid, forms to be filled out, greeting cards to be mailed, or items she wants to discuss with another professional. Put these items in a separate mail sorter on her desk or workspace, keeping the bills separate from everything else. Don’t put anything here that needs to be filed or contained. Any retained magazines should be placed where your Mom likes to read them.  Once she is done with these items they can be filed, contained or tossed as needed.

After you spend a few hours helping her, then take her out for lunch or dinner so you can both relax and enjoy some quality time together, knowing that you’ve made some room in your lives for what matters most.

 

 

What it takes to make make money selling your unwanted stuff

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Store selling vintage items

 

 

When you’re downsizing your home in preparation for moving, the first question you may ask yourself is, “Can I make some money on the stuff I already own?”

Much of what you own and no longer want can probably be donated as long as it’s still usable but if it pains you to donate items to charity because of the time, money and energy you spent acquiring them in the first place, here are some questions that can help break your paralysis around the dilemma of sell or donate?

Is it valuable?  

Sometimes the easiest way to find out is to do a little internet research on sites that sell similar items to see if any have sold recently and for how much? Be careful to check sold listings not just items for sale.  If there is a glut of similar items on the site, chances are they are waning in popularity.  You can check online auction sites such as e-bay, Etsy, Amazon or Shopify.  Another option is to get a formal appraisal but since this often is fee-based, consider it for items that you know have high value such as fine jewelry, furs or collectible art but not sure how much.

Is it an antique?

Just because something is old, does not mean it necessarily has value. Value is determined by how much a particular item demands in the marketplace now. Just because you love it, or your parents spent a fortune on it, doesn’t mean it has value in today’s market. One notable category for this is antique furniture, unless it was manufactured in the 1950’s and 1960’s. Mid-century modern furniture is particularly popular for the millennial generation of new buyers, those in their twenties and thirties now or those born in the twenty years after 1980.  Consider the fact that today’s young couples probably have no interest in either your grandmother’s china (unless it’s microwave and dishwasher safe), that early-19th century loveseat you bought at auction or those fabulous matching suits you wore during your career in the 80s and 90s.

Is it in excellent condition?

If it’s worn,  torn, stained, faded, damaged, needs more than a minor repair to make it functional or has a strange odor, chances are it won’t sell. But it could still be donated. Consider that oversized sectional sofa you have that’s just a few years old.  If the fabric looks new and it’s free of damage, it still probably won’t be easy to sell unless you do so through a community sale site such as on Craigslist or NextDoor and even then you should expect to get no more than 15%-20% of your original cost. (Remember someone also has to pay to have it transported out of your home.)

Is it a collectible item? 

Now here is the good news.  Vintage items such as art, jewelry, toys, used sporting goods, clothing and even some vintage office supplies are in demand now. Recently a client of mine was getting rid of an old banana-seat bicycle she’d kept.  Despite some metal rust and obvious wear, she was able to sell that bike for about $1,000!

Vintage is the new antique!

There are stores popping up all over now that carry a wide range of unique items that look like they were taken from a barn or a small town general store. Things like signage, county fair items, old store fixtures, barber shop poles and library card catalog drawers are finding buyers who feel nostalgic but don’t want their homes to resemble their grandparent’s homes.

If it’s clothing, is it less than 2 years old or more than 40 years old and in very good to excellent condition?

Resale of gently used designer and brand name clothing and accessories has become a big business. Sites like Thred Up and The Real Real have tapped into this market and so have brick and mortar consignment and thrift shops. But what if you have a basement or closet overstuffed with clothing you don’t want anymore that is more than two years old and maybe not quite “vintage?”  In general, consignment businesses are looking for items they know their customers want now! Don’t even think about bringing in that designer linen blouse if it’s still early spring.  Also, you probably won’t find a buyer for those unopened bags of clothes you ordered from online sites, unless they are designer brands, not just popular labels. If it’s a luxury item, such as a fur coat, you may be better off donating it as long as you have an appraisal or receipt that can testify to its current value.

Do I have time to do the legwork of selling?

This, more than any of the other five questions, should be the one you consider first. I left it for last because most people don’t even consider the value of their time when it comes to selling their household goods.  Also, if you are planning to move in less than a month, your selling ship has probably sailed. Y0u have much more urgent things to attend to especially if you are moving into a smaller home. Selling takes time. Time to research the value of your items to price them; Time to photograph or transport items (either by car or by mail) to buying-sites; Time to respond to inquiries or be available to show prospective buyers your items if you plan to sell them locally. When your move is imminent — that is in less than 30 days — time is not what you have an abundance of and you need that time to plan your move, hire your movers,  downsize what you can, pack, settle your accounts, plan your travel, meet with realtors, bankers, loan officers, etc.  If you have the time, then use it wisely. If not consider hiring a professional organizer or move manager to help.

Focus on the items that you know have value – think vintage collectibles or luxury items that would appeal to someone who is looking for what you have.

Donate it!

If you decide to donate, don’t let finding the perfect recipient for each item get in the way of your generosity. Find charities that you can drop off items to easily and do a internet search for charities that do truck pick ups nearby of furniture or larger quantities of donated items.  Keep in mind that charities that do truck pick ups, like Salvation Army, may need as much as 3-4 weeks notice. They also have the discretion to refuse your items if they are not in usable condition. Be sure to have a Plan B if this happens such as arranging for a hauler or recycler who will dispose of your items responsibly.

In short, if you are moving or selling your home, and want to minimize your stress,  try not to let the small decisions get in the way of the big ones!